The W Initiative

Empowering Women. Enabling Possibilities.

The W Initiative is Access Bank’s commitment to inspiring, connecting, and empowering women at every stage of life, from young professionals and mothers to entrepreneurs and industry leaders.

Women across Botswana play a crucial role in households, communities, and the economy. With majority of households led by women, Access Bank recognizes their unique financial journeys and challenges.

The W Initiative is designed to: 

• Inspire  women to pursue their ambitions 
• Connect  them to resources and opportunities 
• 
  Empower  them with tailored financial solutions 

What We Offer 

A suite of financial and lifestyle solutions created by women, for women. 

Lifestyle & Rewards 

• Airport Lounge Access 
• Free Signature Card 
• Exclusive partner discounts  

Lending Solutions 

• W Health Loan (Maternal, Cancer, Emergency, Childcare) 
• W Education Loan 
• W Vacation Loan 
• Salary Advance 
• Asset Finance 
• Mortgage 

Transact, Save & Invest 

• W Account 
• W Signature Account 
• High-Interest Savings 
• Fixed Deposits 
• Morobi Investment Account 

The W Health Loan 

Supporting women’s health with flexible financing. 

Loan Variants: 

• Maternal Health Service Support (MHSS) – Up to BWP 250,000 
• Medical Emergency Support – Up to BWP 50,000 
• Cancer Support – Up to BWP 200,000 
• Childcare Support – Up to BWP 250,000 

W Education Loan 

Finance school fees from primary to tertiary or professional certifications. 

Loan Amount: BWP 10,000 – BWP 100,000 

W Vacation Loan 

Helping women explore the world with tailored travel financing 

Covers: 

• Flights 
• Hotels 
• Travel Packages 
• Travel Insurance 

Loan Amount: Up to BWP 100,000 

Bancassurance for Women 

Insurance solutions integrated into the W Initiative loans, including:

• Credit Life 
• Retrenchment Cover 
• Travel Insurance   

Other Insurance offerings specific to Women include: 

• Hershield Packages: Motor, Home, All Risk, Legal & more 

Transactional Accounts 

W Account 

For everyday women seeking affordable banking. 

Features: 

• Free accidental death & funeral cover 
• Free Visa Debit Card
• Discounted Lounge Access 
• Free Hospital Cashback
• ATM, agent & mobile access 
• Free online & mobile banking 
• Salary access 24/7 
• Monthly fee: P104.00 

W Signature Account (Private Banking) 

For high-net-worth women and senior professionals. 

Features: 

• 6 free international lounge visits + 1 guest 
• Exclusive partner discounts 
• Hospital cashback 
• Insurance benefits 
• Free digital banking 
• Monthly fee: BWP 301.96 

Savings & Investment Solutions 

• Maungo Saver: Flexible savings with bonus rewards for disciplined saving. 
• Fresh Savings: Entry-level savings with easy access. 
• Lerako Savings: Structured savings discipline with 12-month locking
• Fixed Deposit: Secure, fixed-term savings.