Personal Loan

 
 

Access Bank offers a variety of personal loan options including both schemes and non-scheme offerings and walk in Clients. These are tailored options that provide you with flexibility and accessibility to meet your specific borrowing needs.


     Features

  • Interest rate is prime-linked, making pricing responsive to market conditions
  • Flexible repayment terms ranging from 12 to 108 months
  • Monthly instalments are deducted directly from source, supporting disciplined repayments
  • Convenient repayment structure through standing order instructions
  • Interest is calculated daily and charged monthly, ensuring accurate interest billing
  • Includes credit life insurance for added protection

   Requirements

  • Proof of identification

        

  • Proof of marital status

        

  • Residence permits for non-citizens

        

  • Pay slip/proof of income

        

  • Employment contract for non-Citizens

        

  • Proof of physical address

     Benefits

  • Quick access to funds for unexpected expenses and urgent financial needs
  • No asset risk, as no collateral such as property is required
  • Flexible repayment options that make budgeting easier and more manageable
  • Debt consolidation to simplify multiple repayments into one
  • Helps build a strong credit history for future financial opportunities

Get in touch with us

Talk to us about how we could support your business

TELEPHONE: +2673993300


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