Access security for your loved ones.

It is important to plan for all of life’s chapters. Have peace of mind knowing that your family’s home is secured, even in the event of job loss, disability, or dread disease. See below requirements to see if you qualify for the Legacy Mortgage Cover.


  • The chosen sum assured cannot exceed the mortgage amount at policy commencement.
  • The term of the policy is as chosen by the policyholder but not subject to the minimum of 6 years and limited by the termination age
  • On death or disability, the full sum assured is paid. The bank deducts the outstanding balance and the difference is paid to the beneficiaries (upon death) or the policyholder (upon disability).
  • There will be no medical underwriting requirements. The policyholder must be in full-time formal employment and active at work at the time of taking the policy.
  • There is a minimum monthly premium of P100.00.
  • This is a level premium product.
  • Access to Digital Banking.
  • Access Bank account holder.
  • Minimum age at entry for life cover – 21years.
  • Maximum age at entry for life cover – 55 years.
  • Termination age for life cover and accidental death – 70 years.
  • Maximum age at entry for capita disability – 55 years.
  • Maximum termination age for capital disability – 70 years.


Financial Tools

Need some assistanceclaculating how much a payment will be or how quickly you can pay off your debt? Our financial calculators here to help!