Access security for your loved ones.

It is important to plan for all of life’s chapters, even death. Have peace of mind knowing that your family is safe and protected, even when you’re not around. See requirements and check if you qualify for the Legacy Exclusive Cover.

  • The term of the policy is as chosen by the policyholder but subject to the minimum of 15 years and limited by the termination age.
  • Minimum sum assured: P100,000.00.
  • Maximum sum assured : P1,000,000.00.
  • There will no medical underwriting requirements for sums assured less than P1 000 000.00. The policyholder must be in full-time formal employment and active at work at the time of taking the policy.
  • There is a waiting period of 6months for sum assured less than P300,000 and 9 months waiting period for sum assured between P300,000.00 and P1,000,000.00.
  • The premium is guaranteed for 5 years.
  • Access to Digital Banking.
  • Access Bank account holder.
  • Minimum age at entry for life cover – 21years. 
  • Maximum age at entry for life cover – 55 years.
  • Termination age for life cover and accidental death – 70 years.
  • Maximum age at entry for capital disability – 55 years.
  • Maximum termination age for capital disability – 70 years.


Financial Tools

Need some assistanceclaculating how much a payment will be or how quickly you can pay off your debt? Our financial calculators here to help!