Overview

Access to Freedom

Whether you're buying your first car or upgrading to something more spacious, Access Bank is here to make your journey smooth and stress-free. Our Vehicle Asset Financing solutions are designed to give you the flexibility, affordability, and support you need to get behind the wheel with confidence.

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    Features
    • Quick Turnaround time for a seamless and efficient financing process
    • Hassle fee application process
    • Longer repayment periods of up to 72 months
    • Flexible installment repayment plans
    • Affordable arrangement fee of 1.29% of vehicle amount/as per tariff guide
    Benefits
    • Loan amounts of up to P1.2 million
    • Personalised assistance across banks’ service points
    • Access to Digital Banking
    Requirements
    • Proof of identification
    • Proof of marital status
    • Valid Driving License
    • Residence permits for non-citizens
    • Pay slip/proof of income
    • Employment contract for non-Citizens
    • Proof of physical address

    Personal

    • Proof of Identification.
    • Consent of Spouse (if married in community of property).
    • Residence Permit for Non-Citizens.
    • Employment contract for Non-Citizens.
    • Proof of Physical Address (e.g Current utility bill, a letter from the local chief, and Council rates invoice not older than 3 months) 

    Business

    • Directors’ personal balance sheets.
    • Certificate of incorporation & Share certificates.
    • Signed Annual Financial Statements (most recent).
    • Budget projections and cash flow projections for at least 12 months.
    • A minimum of 6 months bank statements for non- Access Bank banked clients.

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    Financial Tools

    Need some assistanceclaculating how much a payment will be or how quickly you can pay off your debt? Our financial calculators here to help!