Access space to grow.

Buying a home is a big step that requires you to have the right financial partner to advise and support you every step of the way.

We would love to hear from you. Reach out to us and receive access to superior advise, financing and expertise.

Access Bank helps you grow every step of the way.

  • Variable interest rates.
  • Flexible repayment periods.
  • Option to re-mortgage your property.
  • The minimum repayment term of 7 years and maximum being 20 years.
  • Minimum loan amount - P125,000.
  • Interest rate - Linked to prime.
  • The monthly installment is deducted directly from the current account or by direct debit from another bank.
  • Access to Digital Banking.

What Fees do I Have to Pay?

  • Transfer duty, legal fees.
  • Admin fee: 1.05% of the loan amount plus VAT.
  • Credit Life Insurance.
  • Fire Protection Insurance
  • Proof of Identification.
  • Work and Residence Permit (Non-Citizens).
  • Employment Contract (this contract should be updated as and when the contract is renewed).
  • Proof of Physical Address (Current utility bill, a letter from the local chief and Council rates invoice) not older than three months.


Financial Tools

Need some assistanceclaculating how much a payment will be or how quickly you can pay off your debt? Our financial calculators here to help!